It is evident that de-regulation has failed. Future legislators must address the lack of restraint shown by the financial sector, that continues to encourage unethical behavior. There are almost “no penalties” for risk-averse behavior, as a huffingtonpost.com article finalizing its report with the op-ed ”Shocking Number On Wall Street See Wrongdoing As Key To Success“. Restraint by government regulators seems the only tool capable of reducing the volatility and destructive nature of a system gone awry.
Wall Street personal greed and corruption must be restrained, as its behaviors illustrate, it is incapable of doing so itself, especially when they “gamble” with other people’s money, and are rewarded regardless of outcomes.